Home Loan approval

See if you'd qualify for a home loan in just 60 seconds

Q1: What will be the main use for your new home loan?

Personal use: (More than 50%) Business and or investment use: (More than 50%)

Only select business and investment if you are actually going to use the loan for that purpose as you will not have the protection of the Uniform Consumer Credit Code - UCCC

Q2: What is your security?

House or unit (Residential or Rural Residential Zoning) Rural Property - Farm Vacant residential land (With construction commencing within 12 months) Vacant residential land (with construction commencing AFTER 12 months) Other

Q3: How would you rate your Credit History?

Excellent I have unpaid defaults less than $1,000 I have unpaid defaults greater than $1,000 I have paid defaults over the last year for less than $1,000 I have paid defaults over the last year for more than $1,000 Shocking

Q4: What is the main source of your income?

Employed (P.A.Y.G) Self employed (Includes being a director of your own company) Social Security (Includes all forms of social security)

Q5: Can you verify your income?

Yes No

Q6: What is the main purpose of your loan funds?

Purchase Refinance Construction

Q7: Are all your credit payments (including any existing mortgage) up to date?

Yes No

Q8: What is the amount you would like to borrow?

Q9: What is the value of your security property?

Q10: If you are self employed, how long have you had your abn?

Not applicable Less than 6 months 6 to 12 months 12 to 24 months More than 24 months

Q11: Roughly, what is the population of suburb/town your security property is located in?

Less than 10,000 More than 10,000

Q12: In what state are you located?

Q13: Are you specifically interested in any of these loan product types/features? (select more than one if you like)

WARNING: The more options you select for this question the less likely you are to get a product match.
Choose wisely!

Standard variable home loan Reverse mortgage Shared Equity 2nd Mortgage Line of Credit Low Document Loan (lo doc) Redraw Offset account Honeymoon interest rate Fixed rate option Interest only No verifiable savings history

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