1. The my My Home Loan Approval web site does not assess your capacity to repay a loan or your credit history or employment.
2. You should be aware any result generated for you by My Home Loan Approval is not an offer to lend.
3. By submitting your details via My Home Loan Approval you agree to these terms and conditions.
4. After taking the My Home Loan Approval home loan challenge if you decide to proceed with submitting an application you acknowledge that your name and contact details will be provided by email to a mortgage professional and that may contact you regarding the lodgment of a formal loan application.
5. When completing any loan application you agree to be honest and transparent in all the information provided and to provide any information relevant to your application or your personal or financial circumstance.
6. In the majority of cases responses in the My Home Loan Approval come from data provided by lenders themselves and the publishers of this site make no guarantee as to the accuracy of it.
7. My Home Loan Approval are not mortgage brokers or lenders.
PrivacyThis privacy policy sets out My Home Loan Approval's policies relating to the collection and use of your personal information obtained in relation to My Home Loan Approval's website. This policy is to be read in conjunction with the other relevant documents contained on the My Home Loan Approval's web site.
In this Privacy Policy, when we refer to "personal information", we mean information that can identify you or from which your identity can be reasonably ascertained - for example, your name and contact details. By using this site, you agree to the terms of this Privacy Policy.
My Home Loan Approval reserve the right, to modify or remove portions of this Privacy Policy at any time and this Privacy Policy should be read with the other terms and conditions applicable to the use of this site.
My Home Loan Approval or the publishers of this site, Oasis Mortagge Group Pty Ltd, or it's directors make no guarantee as to the performance or quality of any broker, lender or loan product associated with My Home Loan Approval.
Personal InformationPersonal Information that you submit to this site is used only for the purpose for which it is submitted unless we tell you otherwise in this Privacy Policy or at the time of collection. My Home Loan Approval may from time to time contact you regarding services offered by My Home Loan Approval. At anytime in accordance with Australian SPAM and privacy laws you can nominate not to receive such emails and unsubscribe.
How Personal Information is usedThe only personal information that My Home Loan Approval collect is that which you choose to tell us. Once you submit your enquiry the only information retained is your email address. It is My Home Loan Approval's intention that this Privacy Policy will protect your personal information from being dealt with in any way that is inconsistent with applicable privacy laws in Australia.
If you choose to submit your information, that information will be provided to an industry qualified mortgage professional who will contact you to see how they can assist you. At no time when you are contacted are you under any obligation.
The publishers of the website from which you commenced your My Home Loan Approval enquiry may contact you to verify that your contact information is accurate. By submitting a My Home Loan Approval enquiry you give permission for the publishers of the referring web site to contact you from time to time with any special offers. At any time you can un-subscribe from those notices.
DisclosureApart from where you have consented or disclosure is necessary to achieve the purpose for which it was submitted, personal information may be disclosed in special situations where we have reason to believe that doing so is necessary to identify, contact or bring legal action against anyone damaging, injuring, or interfering (intentionally or unintentionally) with My Home Loan Approval's rights or property, users of this site, or anyone else who could be harmed by such activities. Also, we may disclose personal information when we believe in good faith that the law requires disclosure. Additionally, where My Home Loan Approval believes that a lender may not be behaving in an ethical manner My Home Loan Approval reserve the right to take what ever steps it believes is appropriate to correct or highlight the problem including making contact with a lender's and or borrower's involved and alerting them to My Home Loan Approval's concerns.
SecurityWe strive to ensure the security, integrity and privacy of personal information submitted to our site, and we review and update our security measures in light of current technologies. Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure. We will nonetheless endeavour to take all reasonable steps to protect the personal information you may transmit to us. In addition, our employees and the contractors who provide services related to our information systems are obliged to respect the confidentiality of any personal information held by us. However, we will not be held responsible for events arising from unauthorised access to your personal information. We have ensured that there are appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of your personal information.
Further InformationFor more information about privacy issues in Australia and protecting your privacy, visit the Australian Privacy Commissioner's website at: www.privacy.gov.au
Should you wish to contact the publishers of the My Home Loan Approval web site click here.
If you feel that this site is not following its stated privacy policy please contact us by sending an email.