Fast home loan approvals

...
How much can we borrow?
At a time when interest rates are rising it's important to reduce your payments by consolidating your debts into a lower repayment loan if you can. Take the 60 second home loan challenge and speak with one of our Australia wide industry accredited mortgage professionals.
Click here to find out.

Avoid Mortgage Stress?
High rates and higher living cost can often bring on mortgage stress. Mortgage stress is when more than 35% of your earnings are being spent on your mortgage payments. Often the solution is to either lower your mortgage interest rate or consolidate some higher interest debts both of which may reduce your mortgage payments.
Click here to find out.

Behind with your mortgage?
If you've fallen behind in your mortgage payments the trick is to act quickly to find a solution. Despite the financial climate there are lenders who are sympathetic to those who are experiencing problems. There are home loans for people who have credit defaults or are behind in the mortgage payments.
Click here to find out.

Loan to value ratio

Part of the process in determining how much a lender will lend you is the Loan to Value Ratio or LVR. This is worked out using the following formula.

Loan amount / property value = %

For example, a loan amount of $300,000 against that security property value of $400,000 would be a 75% VR.

Mortgage Insurers also use LVR to assess whether Lenders Mortgage Insurance applies ro a loan.