Fast home loan approvals

...
How much can we borrow?
At a time when interest rates are rising it's important to reduce your payments by consolidating your debts into a lower repayment loan if you can. Take the 60 second home loan challenge and speak with one of our Australia wide industry accredited mortgage professionals.
Click here to find out.

Avoid Mortgage Stress?
High rates and higher living cost can often bring on mortgage stress. Mortgage stress is when more than 35% of your earnings are being spent on your mortgage payments. Often the solution is to either lower your mortgage interest rate or consolidate some higher interest debts both of which may reduce your mortgage payments.
Click here to find out.

Behind with your mortgage?
If you've fallen behind in your mortgage payments the trick is to act quickly to find a solution. Despite the financial climate there are lenders who are sympathetic to those who are experiencing problems. There are home loans for people who have credit defaults or are behind in the mortgage payments.
Click here to find out.

Useful Information

When you are considering a home loan there is much more to it then just selecting a loan product.

Like all industries there is finance industry jargon a broker may use when they speak with you. While it’s not essential to understand this it is useful.

When a lender is considering your application there are many factors they will consider as part of the approval process. Things like Loan to Value Ratio or LVR and an independent property valuation.

Another major factor is Lenders Mortgage Insurance - LMI. Often a lender may approve a home loan only to have the Mortgage Insurer declien the loan.

Aside from the actual loan application process you should also protect yourself from Mortgage Fraud and Identity Theft.

Have you fallen behind in your mortgage? Don’t dispair there are solutions available.

Are you suffering from Mortgage Stress. They say that mortgage stress is when your are paying out more than 35% of your income on your mortgage.

Loan Types
Protect yourself from identity theft
Glossary of Mortgage terms
Loan to Value Ratio - LVR
Lenders Mortgage Insurance
Mortgage Fraud
Handling Credit Card debt
First Home Owners Grant - FHOG
First Home Owners Grant - FHOG - FAQ
Mortgage Stress